Alpha Natural Resources 6% of 06/01/2019

Another intermediate bond that I researched is Alpha Natural Resources 6% of 06/01/2019. It’s CUSIP NO. is 02076XAB8. The bond’s Stand and Poor’s Rating is B+. The Moody’s Rating is B2. It recently sold for $947.50 per $1,000 Corporate Bond. The bond gives $60 per year or more than $300 by maturity. The bond has more than 5 years to maturity so it will give more than $300 plus at this price, $52.50 appreciation at maturity. Approx. total return of $352.50. This bond is good for your IRA and large ticket purchases in the future.

Alpha Natural Resources is a large American producer of metallurgical and thermal coal. It also provides services relating to equipment repairs, road construction and logistics (terminals). It doesn't produce all of the coal it sells, some is purchased and resold. Alpha operates in Virginia, West Virginia, Kentucky, Wyoming, Utah, Illinois, Tennessee, and Pennsylvania. Clients include electricity producers and steel manufacturers (metallurgical coal is used industrially while thermal is the form of coal used to generate power). The 2009 takeover of Foundation Coal also gave it the Cumberland Mine Railroad to transport coal in Pennsylvania.

On January 31, 2011 Alpha Natural Resources acquired coal producer Massey Energy for (US) $7.1 billion (to be completed mid year) creating the second biggest coal miner by market capitalization. The merged company (54% owned by Alpha Natural Resources) will be the leading producer of metallurgical coal in the US and also have the second largest reserves of coal (5.1 billion tons). Merging operations with Massey is estimated to reduce combined operating costs by $150 million. 7,000 of the 14,000 employees are in West Virginia. In 2010 demand for thermal coal rose while metallurgical coal demand was flat (made up only 14% of coal sales down from 17% in 2009).

Alpha Natural Resources settled Massey's Upper Big Branch Mine disaster liabilities with the U.S. Attorney for $209 million on December 6, 2011. The settlement included $41.5 million to the survivors and families of the deceased. The Mine Safety and Health Administration additionally assessed a $10.8 million fine for 369 citations and orders, the largest fine for a mine accident in U.S. history.



CORPORATE OFFICES

Alpha Natural Resources, Inc.

One Alpha Place

P.O. Box 16429

Bristol, VA 24209

(276) 619-4410

Memc Electr Matls Inc 7.75 04/01/2019

In May, I researched about 25 Junk Bonds that give a good yield. Some of them I would buy for short term savings and investment. Others I would buy for a longer term for such things as a new car, home, or my IRA.

Memc Electr Matls Inc 7.75 04/01/2019 is a bond that I would buy for intermediate term investing, 5 to 8 years. This investment would be good for just about any objective, IRA, car, home, and etc. the CUSIP No. is 552715AC8. The Standard and Poor’s Rating is B+. The Moody’s Rating is Caa1. Recent price is $975.00 for a $1,000 bond. The bond gives $77.50 per year in interest. So in 5 years, this bond will give $387.50 plus $25.00 in appreciation. Since it has more than 5 years to maturity, it will give the investor more in interest than $387.50.

SunEdison, Inc. (NYSE: SUNE), formerly MEMC Electronic Materials, Inc., is a global leader in semiconductor and solar technology, and a leading solar energy services provider dedicated to transforming lives through innovation. SunEdison provides innovative, advanced technology solutions to corporations, utilities, governments and leading chip manufacturers to transform lives around the world. With R&D and manufacturing facilities in the U.S., Europe and Asia, the company focuses on innovation throughout our business. They carry this commitment throughout our global sales, manufacturing, and support organizations.

As of March 31, 2013, SunEdison has interconnected over 1 Gigawatt of solar energy. For more information about SunEdison, please visit www.sunedison.com.

About Wells Fargo & Company

SunEdison, Inc. (NYSE: SUNE) and Wells Fargo & Company (NYSE: WFC), announced today that Wells Fargo subsidiaries plan to invest more than $100 millionof tax equity financing in 2013 and 2014 combined to fund U.S. solar photovoltaic distributed generation power projects developed by SunEdison. These new investments build on the relationship that first began between Wells Fargo and SunEdison in 2007. Since 2007, Wells Fargo has provided more than $950 millionof tax equity and construction financing for more than 200 utility and distributed generation solar projects developed by SunEdison. The projects are located in thirteen U.S. states and in Puerto Rico.

A leader in reducing its own greenhouse gas emissions and building sustainably, Wells Fargo has been recognized by the U.S. Environmental Protection Agency's Center for Corporate Climate Leadership, the Carbon Disclosure Project and the U.S. Green Building Council. Since 2005, Wells Fargo has provided more than $21 billionin environmental finance, supporting sustainable buildings and renewable energy projects nationwide. This includes investments in more than 260 solar projects and 34 wind projects that generate enough clean renewable energy to power hundreds of thousands of American homes each year. For more information, please visit. www.wellsfargo.com/environment.

Wells Fargo& Company (NYSE: WFC) is a nationwide, diversified, community-based financial services company with $1.4 trillionin assets. Founded in 1852 and headquartered in San Francisco, Wells Fargo provides banking, insurance, investments, mortgage, and consumer and commercial finance through more than 9,000 stores, 12,000 ATMs, and the Internet (wellsfargo.com), and has offices in more than 35 countries to support the bank's customers who conduct business in the global economy. With more than 270,000 team members, Wells Fargo serves one in three households in the United States. Wells Fargo & Company was ranked No. 25 on Fortune's 2013 rankings of America's largest corporations. Wells Fargo'svision is to satisfy all our customers' financial needs and help them succeed financially.

SunEdison maintains its corporate headquarters in St. Peters, Missouri.

Navios Maritime holdings Inc. 8.125% of 02/15/2019

Another bond that I researched is called Navios Maritime Holdings Inc. 8.125% of 02/15/2019. The CUSIP No. is 639365AF2. It is rated Caa1 in Moody’s and B+ in Standard and Poor’s. The bond recently sold for $995.00 and gives interest per year of $81.25 until February 15, 2019. At maturity it will return $1,000 to the investor. This means by the maturity date, the investor will get approx. $440.10 over the next 5 years and 5 months. Plus they will get an extra $5.00 at maturity. In total, the investor will get approx. $445.10 off of a $995.00 investment over 5.5 years.



Navios is one of the leading global brands in seaborne shipping, specializing in the worldwide carriage, trading, storage and related logistics of international bulk cargoes. For 58 years, raw materials producers, agricultural traders and exporters, industrial end users, ship owners, charterers, ship and derivative brokers, agents, and financial business partners have relied on Navios' expertise and innovation.



As a carrier, Navios operates a diverse portfolio of Capesize, Panamax, Ultra-Handymax and Handy size bulk carriers, deploying owned, chartered and leased vessels. Navios has extensive experience performing complex freight movements and bulk cargo logistics around the world, and in providing innovative solutions for customers' special requirements. In addition, the company owns and operates the largest bulk terminal in Uruguay and one of the largest liquid ports in Paraguay – one of the most successful and prominent operations of its kind in South America. Navios' worldwide technical ship management capacity is based on a team of industry professionals graduated from the world's leading international schools of naval architecture and marine engineering.



Navios is a leader and innovator in seaborne risk management and shipping advisory services, and a strong financial partner with a secure asset base. Navios' focus on risk management characterizes the company's commercial and operational decisions and enables business partners to reduce their vessel and cargo exposure, and to control shipping and fuel costs. Navios' combination of technical and financial expertise and balance sheet strength make the company a preferred business advisor and counterparty for industry-related transactions.



Navios maintains offices in Piraeus, Greece, New York, USA, Montevideo, Uruguay, Antwerp, Belgium, Buenos Aires, Argentina, Asuncion, Paraguay. As a public company, Navios is committed to executing on behalf of shareholders and providing best-in-class service to both customers and business partners.

Radiation Therapy Svcs Inc 8.875% of 01/15/2017

This Radiation Therapy Service Company has a bond on the market that matures 3 years and 6 month from now. It pays $88.75 per year with a yield payment of 10.037%. That means that depending on when you buy the bond, it could give you as much as $310.63 in interest by the time this bond matures with an extra $35 on January 15, 2017. That is a total of $345.63 for every $965.50 invested (priced on May 31, 2013).

This bond is rated “B1” by Moody’s and “B+” by Standard and Poor’s. The bonds CUSIP No. is 750323AD9.

Radiation Therapy Services, Inc., which operates and manages radiation treatment centers primarily under the name 21st Century Oncology, is a leading provider of advanced radiation therapy and other Integrated Cancer Care services to cancer patients in the United States and Latin America. Radiation Therapy Services, Inc. offers a comprehensive range of radiation treatment alternatives, and focuses on delivering academic-quality, cost-effective patient care in a personal and convenient setting. The Company operates 126 treatments centers, including 95 centers located in 15 U.S. states, strategically clustered in 28 local markets. The Company also operates 31 centers located in six countries in Latin America. The Company holds market leading positions in most of its domestic local markets and abroad. Radiation Therapy Services is headquartered in Fort Myers, Florida.

This is a good short term bond investment. In my opinion, it will not be affected by the rise in interest rates due to the short life of this investment.

Who is reading this blog?

Several people asked me, who reads this blog. Many people feel that since they are not interested in making money or saving for future big ticket items, they think everyone else feels the same as they do. Well they don't. In fact, people in 17 different countries read my blog with over 20,000 readers. Here are the counties from the most popular to the least popular.

1.  United States
2.  Russia
3.  Germany
4  United Arab Emirates
5.  United Kingdom
6.  France
7.  Latvia
8.  Canada
9.  Greece
10. India
11. Philippines
12. Brazil
13. Italy
14. Netherlands
15. Ireland
16. Spain
17. South Africa

Roadhouse Financing Inc. 10.75% of 10/15/2017

Roadhouse Financing Inc. recently sold for $965.00. It has a yield of 11.789%. The Standard and Poor’s rating is B- and the Moody’s rating is B3. The CUSIP No. is 76972KAC3. If the bond holder purchases this bond at the recent price, (recently $965.00) on Oct 15 2013, they would get $35 in appreciation on Oct. 15, 2017 plus $107.50 per year or $430 in interest. That is a total of $465.00 for a $965.00 investment. That is a total return of 44.56%.


Roadhouse Financing Inc. was acquired by LRI Holdings, Inc. Roadhouse Financing Inc. was incorporated in 2010 and is based at 3011 Armory Drive, Suite 300 Nashville, Tennessee 37204. LRI Holdings, Inc. engages in the development and operation of Logan’s Roadhouse restaurant chain under The Real American Roadhouse brand name in the United States. As of July 29, 2012, it operated 220 company-owned restaurants and 26 franchise-owned restaurants in 23 states. The company was founded in 1991. The company has 15,000 Employees.

I would invest in this bond if I wanted to save for some big ticket item about 4 years from now like a new car. You know that your car will give out sooner or later. Here is a good way to save and accumulate money for that car. This is also the type of investment young or old that you should have in your IRA. The money is accumulated tax deferred.  

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As of July 5, 2013, the stock market is coming off a mild correction. The bond market went down as well. This is because the Federal Reserve announced that the economic stimulus will end soon. That means that interest rates will go up. This hurt the stock market and made opportunities for bond investors.

Bond investors can buy bonds at a higher interest rate and keep them to maturity. My long term bonds fell to where I am only making 4.172% year to date and 259.394% for the last 3.5 years. But keep in mind, my strategy is to hold bonds until maturity so my only threat to my money is company bankruptcy.