Part 1: AVT Inc. (OTC Market: AVTC)

AVT Inc. research at the Michigan Technological University

I am an investor. I do not like gambling or speculation. Some of you out in my “blog land” like to gamble. Some of you like high speculation. So I am going to give you a series of blogs dedicated to gambling and high speculation in the birth of the legal Marijuana Industry. 

Marijuana Stocks are hot this year. This happened in 2014 after Colorado opened their first public Marijuana shops that drew 2 hour lines. Cannabis is on its way to becoming legal under federal law in other states in the coming years. This 2014 Marijuana Stock surge is mainly Marijuana Penny Stocks that trade on the OTC Market.

In my opinion, most new growth industries start with a good many players in it. But as the industry grows and matures, few are left standing. Just look at the history of the Automobile Industry from the start of the 1900s until now. Many of the companies that was around when I was born do not exist today.

Most of the Marijuana Penny Stocks make no or little money or have revenue. But that does not mean that they could not be good investment trading vehicles. That means that they are good for buying then selling at a profit 6 months or less from purchase. On January 23, 2014, the stock sold for  $3.31 with a high of $4.35 and a low of $3.31 swing in a 1 hour period.  I would buy the stock under $3.00 per share and sell it above $4.00 per share.

Take a look at the AVT Forecasts for 2014 that the company claims will be a record breaking year!

CORONA, Calif., Jan. 8, 2014 /PRNewswire via COMTEX/ -- AVT, Inc. (OTC markets: AVTC) (www.autoretail.com), a leader in custom vending machines, automated retailing business opportunities, and self-service kiosks, announced that it has completed a preliminary forecast for 2014, and it is shaping up to be a banner year.

AVT is a well-diversified technology company that generates revenues from several sectors, including custom vending design and manufacturing, industry leading automated micro-stores, company owned systems, management agreements, technology licensing, and recurring income from its patented wireless connectivity.

"All of our verticals look strong for 2014," said James Winsor, CEO of AVT, Inc. "Orders from existing clients are forecast to come in between 5,000 and 7,500 units, which we forecast will produce $25-$35 million in revenues."

The company counts among its clients some of the nation's leading and best known brands from a wide variety of sectors, including retail, healthcare, food and beverage, apparel, travel and tourism, and leaders in the newly legalized marijuana industry.

Among the highlights of the 2014 forecast are thousands of systems that are going into some of the largest retail stores in the world. "We are in the initial stages of deploying our Utique stores into one of the nation's top retail chains," Winsor commented. "We also expect to almost triple our number of connectivity clients, which will produce strong monthly revenues."

The company plans on releasing more details within the first quarter.

"We believe this will be a record breaking year," said Winsor, "with revenues that will surpass anything we have seen to date."

AVT Designed a Rollasole Machine that was Featured at Golden Globes

CORONA, Calif., Jan. 23, 2014 /PRNewswire via COMTEX/ -- AVT, Inc. (otc markets: AVTC) (www.autoretail.com), a leader in custom vending machines, automated retailing, and self-service kiosks, is pleased to announce that a machine they designed and built for Rollasole was featured at the Golden Globe Awards, and has captured international media attention for its innovation, design and appeal.

The unique system dispenses pairs of the shoes, rolled up to fit in a purse, and includes a compact bag to carry home uncomfortable heels. They come in a variety of styles, sizes and colors from which patrons can select using an interactive touchscreen display.

AVT's team of engineers and designers worked with Rollasole to create a unique self-service system that would be fun, engaging, and entertaining for consumers. The first Rollasole machines were placed inside the Grand Canal Shoppes at the Venetian Resort in Las Vegas in 2012, and they have been expanding ever since.

The newest machine is located on the Las Vegas Strip outside of Fashion Show Mall. Other locations include inside Body English Nightclub at the Hard Rock Hotel and Casino, and inside Fashion Show Mall.

The Rollasole automated retailing system was featured at the Golden Globe Awards in collaboration with L'Oreal Cosmetics, and is said to be loved by many celebrities, including Hayden Panettiere, Heidi Klum, Jennifer Love Hewitt, and Natalie Portman.

To read an article on the Rollasole Vending Machines in Vending Times Magazine, visit:

http://www.vendingtimes.com/me2/dirmod.asp?sid=EB79A487112B48A296B38C81345C8C7F&nm=Vending+Features&type=Publishing&mod=Publications%3A%3AArticle&mid=8F3A7027421841978F18BE895F87F791&tier=4&id=A221D7062B504271ACE9FCD7E0C0835A

For more information on Rollasole, visit: http://www.rollasole.com/vending-s/1859.htm

To connect with Rollasole on Facebook, visit: https://www.facebook.com/rollasoleusa

To connect with AVT on Facebook, visit: https://www.facebook.com/AVTInc

To follow AVT on Twitter, visit: https://twitter.com/AVTIncCA

SOURCE AVT, Inc.

http://rt.prnewswire.com/rt.gif?NewsItemId=LA51364&Transmission_Id=201401230915PR_NEWS_USPR_____LA51364&DateId=20140123

Medbox Improves Product Line and Expands Inventory through Manufacturing Partner AVT, Inc.

WEST HOLLYWOOD, Calif., Jan. 7, 2014 /PRNewswire via COMTEX/ -- Medbox, Inc. (otc markets: MDBX) (www.medboxinc.com), a leader in providing industry specific consulting services and patented systems to the medical and retail industries, announced it has improved on its products for use in recreational and medical marijuana facilities.

Company executives discussed the many improvements to the Medbox machines, which shall soon be marketed as a "safe" that dispenses medicine.

"In preparing our equipment for the Canadian medical marijuana program, which require a UL rated 'safe' to secure the medicine at all times, we decided to improve our systems with electronic and biometric locks, which would aid in the safety and security of the marijuana products," stated Vincent Mehdizadeh, COO of Medbox, Inc. "The team at AVT, Inc., also a public company, has been instrumental in helping develop modifications and improvements to our existing platform that they helped us create based on the biometric dispensing machine patent I was issued in 2010."

The company also boosted its overall inventory by ordering 2 containers of machines from AVT, which will be outfitted with the proprietary technology that makes the Medbox so unique.

"We have well over 200 machine orders that have been placed by our clients. These orders are contingent on licensing approvals in the markets of Massachusetts, Washington, Colorado, Oregon, Nevada, and Illinois over the course of the next 12 months," Mehdizadeh stated. "Accordingly, we need to make sure a ready supply of machines is available for immediate delivery when the time comes."

About Medbox, Inc:

Medbox is a leader in the development, sales and service of automated, biometrically controlled dispensing and storage systems for medicine and merchandise. Medbox has offices throughout the world, including New York, Arizona, Connecticut, Massachusetts, Florida, Tokyo, London and Toronto, and has their corporate headquarters in Los Angeles.

Medbox provides their patented systems, software and consulting services to pharmacies, dispensaries, urgent care centers, drug rehab clinics, hospitals, prison systems, hospice facilities, and medical groups worldwide. In addition, through its wholly owned subsidiary, Vaporfection International, Inc. (www.vaporfection.com), the company offers an industry award winning medical vaporizer product.

Medbox, Inc. is a publicly traded company, and is quoted on the OTC Markets, ticker symbol MDBX.

For more information on Medbox, please contact the Medbox Investor Relations Department at (800) 762-1452 or go online to www.medboxinc.com.

Forward-Looking Statements: The statements in this press release constitute forward-looking statements within the meaning of federal securities laws. Such statements are based on our current beliefs and expectations and are inherently subject to significant business, economic and competitive uncertainties and contingencies, many of which are beyond our control. In addition, such forward-looking statements are subject to assumptions with respect to future business strategies and decisions that are subject to change. Potential risks and uncertainties include, but are not limited to, technical advances in the industry, political conditions and economic conditions in the states considering such legislation. We do not take any obligation to update any forward-looking statement to reflect events or developments after a forward-looking statement was made.

SOURCE Medbox, Inc.

Check my blog to find an article written by me on Medbox.

For more information on AVT and its industry-leading automated retailing systems, micro-markets, automated malls, custom vending machines, and self-service micro-stores, contact the company at (877) 424-3663, or visit the website at: www.autoretail.com.

Long Term Family Planning

US Army Major Tongs age 32; Income $75,000

IT Specialist Tracy age 31; Income $80,000

Children: Daughter 10 and Son 8 years old

Goals:  Pay for kid’s college education and buy a place to live. Want to retire by age 62.

Major Tongs age 32 and his wife Tracy age 31 have been together for 12 years. They have a combined income of $155,000 per year.  They have a good family working relationship.  They have a son and a daughter that will be ready to start collage in 8 and 10 years.  This couple wants to retire at age 61 and 62. The Major will not leave the Army for another 10 years. When he does, he will receive 50% of his base pay.  His wife plans to work until age 62 then retire. 

Retirement program

Tracy invests $4,800 or 6% of her income per year. Her employer matches 100% of her income or another $4,800 per year. Her company is under a 10 year contract supporting a state computer system.  Over 10 years, she will have invested $96,000. Making an average of 8% in the Junk bond market, she will have $103,680 by age 41. If she continues her program until age 51 at 8%, she will have $1,036,800. By age 62, she will have using the same 8% return with the same amount of money $11,404,800. If she makes this goal, her families’ retirement should be secure.  

Home Living Expenses

The major’s money goes toward the mortgage and household spending.   They have the money to put down on a $350,000 home paying a 30 year mortgage of $300 per month.  In 30 years, they will be 61 and 62 years old. This will reduce retirement expenses or give them the option to sell the house and move to something more suitable.  They have an account set up to save money for new cars as soon as they buy the old car. They try to keep their cars for 10 years.

College funding

The major is going to get a degree in engineering on the GI Bill when he retires from the Army.  The couple contributes $12,000 per year each to the children’s college 529 program.  The children’s 529 Program allows the children to pay for college credit when they are purchased years before they have to be used. By doing so, they can get as much as a 50% discount on college credits.

They plan to have them go to college nearby so that they can live at home and drive to school in their own cars. By doing this, they can cut down on college expenses.   

What can you do about blemishes on your credit report!

You be surprised how ignorant people are about the importance of their credit report. No, they do not teach personal finance in public school. To banks, loan companies, and retailers, it is important that you as a consumer do not know your rights when it comes to your credit. If you did, you the consumer will not “shop until you drop” using your credit card. You might manage your credit meaning that you may not buy things on impulse at the store.

A woman approached me recently, telling me that she could not buy anything on credit. She has not used her credit for the past 10 years because she could not pay off her bills. Instead, she did not buy anything on credit knowing that her debt would fall off her credit report in 10 years. But she did not know that now she has no credit history, meaning that she has to start creating credit all over again. That means that she cannot buy a car, home, and in many places rent a place to stay.

I talk to other people who walk around saying that they know their credit is bad. But they don’t want to look into how to fix it to make it better. They sometimes decide not to use credit for years thinking that they are getting away with something. Then one day when they go to rent or buy a place to stay or get a car, they find out that they can’t do it without a co-signer.

You be surprised how many people come to me wanting me to co-sign for a loan. I tell them quickly to go see their banker because I am not a bank. You would also be surprised how many people think that they have a right to my money and get upset when they do not get it. My initials is DLW, not ATM!

One business man who I knew in passing called me up wanting me to give him a loan for $10,000. He also went on to tell me that he owes his brother 10s of thousands of dollars already and can’t pay him back. So I was wondering if he thought that I am just retarded, stupid, or just crazy. Why would I want to lend (knowing that it will end up being a gift) him money?

http://lifehacker.com/how-can-i-remove-blemishes-from-my-credit-report-1401854733

Click on the above. It is an article telling you how to fix your credit. No, you can’t make a phone call and expect it to be fixed in one day. But for the people who want to increase their credit score, here is a strategy to do just that.

Investing in the Marijuana Industry

I am not for pushing any drugs including marijuana. However, laws in the United States are changing. Real money is being made in the stock market speculating in marijuana stocks. The following is a list of companies who have come up on some financial researcher's radar screens who want to follow Marijuana Stocks. Click on the link below.... 

http://marijuanastocks.com/content/list-marijuana-stocks

Medbox, Inc. (MDBX ) is my top pick! 

Medbox, Inc. features patented systems that dispense medication to individuals based on biometric identification (fingerprint sample). Our newly designed systems allow pharmacies, assisted living facilities, prisons, hospitals, doctors’ offices, and alternative medicine clinics to help manage employee possession of sensitive drugs. In a retail environment typical in most alternative medicine clinics, the system also allows these clinics to document that the user is a registered patient and that the patient has a valid and unexpired authorization from a physician to possess and use the medicine dispensed. Each transaction is tracked internally for accounting and compliance purposes. Patient information is all kept securely on site and is not online as the software is completely self-supportive and does not require an Internet connection. In alternative medicine clinics, the machine sits behind the counter and is at the control of the clinic employee as an inventory management and compliance tool.

Alternatively, the MDS machines are used in assisted living facilities, prisons, and urgent care centers directly by nurses and authorized staff. Once at the machine, authorized personnel gain access by simply swiping their registration card, verifying their fingerprint, and choosing the medicine they need. Medicines are dispensed in a variety of doses in a temperature controlled environment as the MDS machine has ample room for various sizes of medicine vials as well as slight refrigeration when needed. All medicines are dispensed in standard pharmaceutical vials or customized packaging, as needed, through the MDS machine.

Medbox, through its subsidiaries, offers turn-key consulting services to the pharmaceutical industry. The Company also provides consulting services to individuals and groups seeking to establish new clinics and facilities, often in jurisdictions that have recently passed legislation concerning the availability of alternative medicines as well as existing jurisdictions, nationwide.

The system has many benefits which include:
* Inventory control and lower overhead for operators,
* Safe and convenient access for patrons,
* Fraud prevention as every transaction is documented,
* Guaranteed compliance to state and local laws,
* Unparalleled accounting and tracking.

MDBX has a strong national and international presence with offices in: Los Angeles, New York, Connecticut, Arizona, Toronto, London, & Tokyo. We have been awarded United States & Canadian Patents concerning the software and hardware related to our medicine dispensing machine. Our company’s founder has appeared in interviews with CNN, ABC News, Reuters, Associated Press, NPR, and has been featured in articles appearing in Newsweek, Los Angeles Times, and the Wall Street Journal, as well as over 30 other news agencies around the world concerning our cutting-edge products and services.

MDBX does not engage in the production, sale, or marketing of any products dispensed through our machines.

In the past 5 days, MDBX moved from $10 to a high of $40.40. Just today, it moved from $29.49 to a close of $39.45.  Keep in mind, we are looking at stock meaning that this is speculation not investing. Anyone investing in this industry is looking at Market Risk, Industry Risk, as well as Company Business Risk.. 

How I Did in 2013!

For the past 5 years, I have been writing to you about how you can make money investing in Corporate Junk Bonds. Like me, I am sure you ran into many people who claim they have done well in the markets but have no documentation to prove it. I made sure that as I invested, I documented what I was doing in my blog so that you can follow along. At the end of the 5 years of investing, I showed you that I can and did buy a retirement home with most of my profits.

From 2000 to 2008, I did not work at all for 2.5 years. I worked at minimum wage jobs for 3 years and the rest of the time, I worked as a contracting computer programmer. I did not start working full time again until October 2008. Also remember, I was paying for my children's college education while I was not working. My oldest daughter got her BS degree paid for by my investments from 1983 to 2001. So I did not have much as far as money to use for retirement.

Stephanie Ann Williams Tulloch, MBA  after receiving her BS Degree from Central Pennsylvania College

Here is the first article that I wrote to you about bonds below.

http://bondinvestments.blogspot.com/2008/12/introduction-into-corporate-bond-world.html

Introduction into the Corporate Bond World Part 1

Written and Published on Dec. 5, 2008

I also told you that investment conditions change and I can see that they are starting to change now. Over the past 5 years, interest rates were falling. Now they are starting to rise. Here is why at the end of 2013, my portfolio only increased 13.576% while the Dow Jones Industrial Average increased 26.5%. This is the first year in 5 years that the Dow Jones Industrial Average has beaten the average of my Junk Bond Portfolio. As an investor, I am happy with my return. If you are a speculator, you did very well if you invested in Dow Index Mutual Funds. 

Starting now, I will buy shorter term bonds maturing in less than 4 years. That way, as interest rates rise, the price of my bonds will not fall just in case I need to sell them before maturity. I will also be able to buy more bonds giving a higher interest rate over time.

Please remember, I invest my money. If you buy index mutual funds design to match the performance of the markets, you are speculating meaning that you are taking more risk. 

What is an Investor?

An investor is an individual who commits money to investment products with the expectation of financial return. These investments would be various types of bonds. Generally, the primary concern of an investor is to minimize risk while maximizing return. They know how much money they are committing to the investment and how much they plan to get out of the investment. 

What is a Speculator?

A speculator is a person who is willing to accept a higher level of risk in the hopes of collecting higher-than-average profits. They act on research done by a research firm or by research done by the speculator. Most stocks and mutual funds are products used by speculators. 

What is a Gambler?

A gambler is someone that bets on an uncertain outcome. Basically, they play a game of chance. They take a risk in the hope of gaining an advantage or a benefit, usually by engaging in reckless or hazardous behavior. They use stocks, mutual funds, options, and commodities to try to make big returns. In most instances they end up with poor results.